First-Time Home Buyers

Assemble the Right Team

Assemble the right team to guide you through the home buying process. Choosing the best real estate agent for you and your family can be overwhelming, and makes a difference in a competitive market. The Griffin Group is committed to offering a personalized approach tailored to fit your specific lifestyle, budget and needs. Our years of industry experience and longstanding reputation for results with deep roots in the Nashville community, set us apart from others. Don’t just take our word for it, we encourage you to take a moment to see what our past clients had to say about their experience working with Jake and The Griffin Group. In working with The Griffin Group, you’ll have an experience advocate working for you every step of the way.

Review Your Finances

Review your finances and credit score, and talk to a lender. Make sure you have filed your taxes and have a paper trail for major financial transactions from the past year. It is best to choose a local lender and essential to get a pre-approval letter before you begin house hunting. The Griffin Group can assist you in connecting with a lender that’s the best fit for you and your family.

Find Your Place

Start looking for homes online at jakegriffinrealestate.com and make a list of characteristics you want/need in your new home. The Griffin Group will set up saved searches for ongoing updates with current listings in your desired area and price point, and will work with other local agents to schedule home tours.

Make an Offer

After selecting your desired home, it is time to make an offer and review seller’s disclosures. This step can be confusing, especially for first-time homebuyers. The Griffin Group will be there to answer any questions and guide you through this important step.

Under Contract

Buyers should deliver earnest money to a holder in accordance with the time frame in the agreement, and select a title or closing company to review ownership history and chain of title.

Start the Clock

When we win a bid, the clock starts on the many deadlines associated with a real estate purchase contract. Be diligent. These timelines are critical.

Navigating Inspections

Generally you will have a certain number of days to hire the vendors you prefer to scope out the house. The Griffin Group can provide you with a list of inspectors for you to research and consider. However, you may choose to utilize any service provider you wish. If the inspection uncovers something you weren’t anticipating, we will talk about the best way to approach and overcome this common problem.

The Appraisal Test

An appraiser is an independent third-party who judges whether the home is a sound-enough investment for the bank to consider as collateral for your loan.

Iron Out Final Items

A real estate transaction involves a number of professionals from various industries; REALTORS®, lenders, underwriters, processors, brokers, insurance agents, inspectors, appraisers, warranty provides, title representative, and closing attorneys. Our job is to make sure all the correct paperwork and deadlines are met throughout the process.

Enter into Escrow / Final Underwriting

Before your closing date, we will meet to make sure the home is in the agreed-upon condition.

Closing Day

Congratulations! Get your keys! Attend the closing and bring ID and all necessary documents.